Our Partners

1. Partnership Philosophy

At Agrim Fincap, we believe in building strategic partnerships that enhance our service delivery and create value for our customers. Our partner network spans across banking, technology, compliance, and service sectors to provide comprehensive financial solutions.

2. Our Partner Network

3. Banking Partnerships

3.1 Co-lending Arrangements

• Strategic partnerships with leading banks for co-lending programs
• Shared risk models to provide competitive interest rates
• Enhanced loan ticket sizes through banking partnerships
• Streamlined approval processes

3.2 Payment & Banking Services

• Secure payment gateway integrations
• Multi-bank payment options for customer convenience
• Escrow account management for loan security
• Real-time payment processing capabilities

4. Technology Partnerships

4.1 Digital Infrastructure

• Cloud-based scalable technology solutions
• Advanced data analytics and AI capabilities
• Robust cybersecurity frameworks
• Mobile-first application development

4.2 Identity & Verification

• Digital KYC and identity verification systems
• Biometric authentication solutions
• Document verification and fraud detection
• Real-time credit scoring algorithms

5. Credit Bureau Partnerships

We maintain active partnerships with all major credit bureaus in India:

• CIBIL (TransUnion): Primary credit reporting partner
• Experian: Advanced credit scoring models
• Equifax: Comprehensive credit monitoring
• CRIF Highmark: Commercial credit reports

6. Regulatory & Compliance Partners

6.1 Legal Advisory

• Top-tier law firms for regulatory compliance
• Specialized NBFC legal expertise
• Contract drafting and review services
• Litigation support when required

6.2 Audit & Risk Management

• Big Four audit firms for annual compliance
• Risk assessment and management consulting
• Internal audit and process optimization
• Regulatory reporting support

7. Partner Selection Criteria

8. Customer Benefits

8.1 Enhanced Services

• Faster loan processing through automated systems
• Competitive interest rates via banking partnerships
• Multiple payment options for convenience
• 24/7 digital service availability

8.2 Security & Compliance

• Best-in-class data security measures
• Regulatory compliance across all operations
• Transparent and ethical business practices
• Customer data protection and privacy

9. Partnership Governance

9.1 Due Diligence

• Comprehensive background verification of partners
• Regular performance and compliance reviews
• Financial stability assessments
• Technology and security audits

9.2 Ongoing Monitoring

• Quarterly business reviews with key partners
• Service level agreement monitoring
• Customer feedback integration
• Continuous improvement initiatives