About Agrim Fincap

Our Story

Agrim Fincap Private Limited is a Reserve Bank of India-registered Non-Banking Financial Company (NBFC), incorporated under the Companies Act. We leverage technology to transform the lending experience - delivering fast, seamless access to credit tailored to your needs, without the burdens of high interest rates or complex procedures. Our mission is to empower borrowers with affordability, transparency, and efficiency.

What Sets Us Apart

Our Mission

Company Statistics

Our Core Strengths

1 Technology Leadership

• AI/ML powered credit scoring and risk assessment
• Digital-first loan application and approval process
• Real-time payment and collection systems
• Mobile-first customer experience platform
• Robust cybersecurity and data protection measures

2 Customer Focus

• 24/7 customer support across multiple channels
• Transparent pricing with no hidden charges
• Quick turnaround time for loan processing
• Flexible repayment options and tenure
• Dedicated relationship managers for premium customers

3 Risk Management Excellence

• Comprehensive credit assessment framework
• Diversified portfolio across segments and geographies
• Strong internal controls and audit mechanisms
• Compliance with all regulatory requirements
• Proactive monitoring and early warning systems

Products & Services

1 Personal Financial Solutions

• Personal Loans: Instant approval loans for various needs
• Professional Loans: Specialized loans for doctors, CAs, and other professionals
• Education Loans: Funding for higher education and skill development
• Wedding Loans: Make your special day memorable
• Travel Loans: Fund your dream vacation

2 Business Financial Solutions

• Working Capital Loans: Manage day-to-day business operations
• Term Loans: Long-term funding for business expansion
• Equipment Finance: Purchase machinery and equipment
• Trade Finance: Support your import-export business
• MSME Loans: Specialized solutions for small and medium enterprises

Regulatory Compliance

1 Licenses & Registrations

2 Governance Framework

• Independent Board of Directors with diverse expertise
• Dedicated Risk Management and Audit Committees
• Regular compliance monitoring and reporting
• Internal audit and control systems
• Transparent stakeholder communication

Corporate Social Responsibility

1 Community Initiatives

• Financial Literacy: Educational programs in rural and semi-urban areas
• Women Empowerment: Special loan schemes for women entrepreneurs
• Education Support: Scholarships and educational infrastructure development
• Healthcare Access: Supporting healthcare facilities in underserved areas
• Environmental Sustainability: Green initiatives and paperless operations

2 Stakeholder Value Creation

• Customers: Accessible credit and excellent service experience
• Employees: Professional growth opportunities and inclusive workplace
• Investors: Sustainable returns and transparent communication
• Society: Responsible lending and community development

Awards & Recognition

Future Outlook

1 Growth Strategy

• Expand digital lending capabilities across India
• Launch new innovative financial products
• Strengthen partnerships with banks and fintechs
• Enhance customer experience through technology
• Maintain leadership in risk management and compliance

2 Technology Roadmap

• Advanced AI/ML models for better risk assessment
• Blockchain integration for secure transactions
• Open banking APIs for seamless customer experience
• Enhanced mobile and web platforms
• Data analytics for personalized financial solutions